Travel Insurance is without a doubt one of the crucial parts of sorting out a holiday, and has averted disaster for many a holidaymaker when they needed help. It may seem to be one additional headache when you’ve already got loads to think about, but just look at it like this: if anything goes wrong with your trip, travel insurance will be the thing that saves you from stress.

It’s not always a good idea to have a pessimistic outlook on life, but when it comes to planning your holiday it’s definitely worth considering all possibilities so that you can save yourself any unnecessary stress or hassle. The nature of Travel Insurance means that you’ll only need it if something goes wrong, which sometimes puts people off as they don’t want to focus on any negatives. However, once you think about how useful it would be to have insurance if you were faced with the worst case scenario, it becomes obvious just how valuable Travel Insurance really is.

If someone were to steal your belongings whilst you were abroad it could threaten to ruin your holiday. It doesn’t even have to be the loss something extremely valuable to put a dampener on things, even the theft of something fairly insignificant can leave you worrying for the rest of the holiday. However, if you sort out your cover before you leave, you can reduce the stressful impact of this kind of obstacle.

Illness or injury can also pose a serious threat to your holiday. If you are particularly unfortunate and find yourself seeking medical treatment whilst travelling, you could find yourself paying some hefty fees out of your own pocket. Medical expenses can be very dear, particularly if you’re in a foreign country. Travel insurance can cover you for medical expenses and save you from worrying about money when there are more important things to think about.

A lot of people depend on having a car to travel around in when they’re in a foreign country. Should anything go awry, leaving you in the lurch without transport, travel insurance can cover you for the cost of emergency car hire, so that you’re not left stranded in an unfamiliar and unexpected place.

Sometimes, a trip gets postponed for unforeseen reasons. This could easily put you in low spirits, particularly as without travel insurance you could find yourself losing out on deposits and paying unanticipated fees and bills. However, if you act carefully before your holiday and make sure you’re insured, you won’t have to worry if postponement hits you out of the blue.

If all goes according to plan, you should be able to leave for your holiday without a hitch. However, sometimes unexpected obstacles crop up that mean your trip gets cancelled at the last minute. Without Travel Insurance this can be very costly, as you are not guaranteed to get all of your money back. Most of the time you will lose out on any deposits you’ve paid, if not more. Thankfully, if you invest in Travel Insurance your policy should provide you with a large sum to cover the cost of cancellation and make your life a lot easier.

Worst case scenarios can be a bit pessimistic, but if you don’t consider all the possibilities before your holiday then you could find yourself without protection if anything went awry. Always remember the importance of travel insurance, and how it can work to save your holiday.

About the author

If you have been saving up to go abroad in your gap year, you do not want to have to pay a fortune for backpackers travel insurance. offer special rates to provide student travel insurance to protect you and your valuables while you are away.