Has you son or daughter just received their license? Well I’m sure they are excited and you may be as well but there are many things to figure out before your new driver gets out on the road and one of those things is auto insurance. Insurance for teens can be 100 to 200 percent higher then your insurance, why?, because teens have a statistically higher chance of getting in to an accident. Now there are ways to lower your new driver premiums but its not going to completely get rid of the high premiums. The following tips will help with lower cost if followed properly.
1 – – Make sure the new driver knows how to drive in a safe manner. A huge part to keeping your insurance cost down is making sure no crashes occur. Insurance cost are going to be high with a new driver but if an accident occurs the premiums could go through the roof. So, ride with your driver, make sure they know all the right safety and traffic procedures. Also some insurance companies let your new driver take safety training classes that when completed will lower your premium.
2 – – Why not add your new driver to you insurance? If you are the parent of a new teen driver and you yourself have good auto insurance then it is wise to add the new driver to your insurance. This will lessen the premium spike. Plus many insurance companies have “multi car discounts” which could lower your premiums even more.
3 – – This tip is pretty simple, get your teen to help pay for some of the cost. The new driver won’t be able to pay a lot but it can offset prices a little. If your premium is 900 dollars ask your teen to save up 300 to 400 dollars. Many parents and guardians take a “if you want to drive you can help pay” stance and this is a good way of offsetting the cost.
4 – – Is your new driver still in school? Well, did you know that a student with a grade point average of 3.0 or higher has a 10 percent lower premium than teens with bad grades? Its true. Encourage you young driver to make good grades and it will save you some money.
5 – -When looking for auto insurance get many quotes from different companies, this alone can save you hundreds of dollars. Find a good website and get many many quotes. The more the better, You never know when you are going to find a gem.
6 – – If you have yet to buy a car there is a very simple rule to follow, Don’t buy a sports car or large SUV. But a mid size sedan with lots of safety features.
If you would like to search for auto insurance quotes go to my website, Put in your local zip code and click search, you will be shown the most relevant insurance companies in your area, if you decide to choose one you will prompted to fill out some paper work. This process is free and quick so give it a try, You might even save some money.
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