International Student Travel Health Insurance Coverage

Foreign students can safeguard against high medical expenses in the event of emergencies or illnesses by getting Travel insurance for international students. Insurance companies offer a wide range of benefits for international students who are studying away from their home country.

Health insurance for international students provides coverage in case of unexpected accidents and tragedies. A number of companies offer such plans at affordable prices. Students can start by browsing various insurance websites, and compare the prices and benefits covered by different policies.

It could be noted that International student health insurance is more expensive when coverage includes the United States. However, most colleges and universities require their international students to prove that they are adequately covered by their insurance policy.

Policies from different companies can be compared on many websites. Plan costs, benefits and exclusions can be contrasted side by side. Enrolling for an insurance plan online makes it simple and clear-cut to get insurance coverage.

Several insurance policies have associated PPO networks of doctors and hospitals in the U.S. Getting treated by a provider who is within the network guarantees cost control and hassle-free settlement of claims. Claims supportpersonnel often speak multiple languages and are experienced with country-specific medical billing practices.

As Travel insurance for international students is like a special type of insurance, insurance companies like Blue Cross or Aetna do not usually offer such coverage. On the other hand, well established and reputed companies such as AIG, Nationwide and Lloyds do cover international students.

International student travel insurance, is very cost effective as costs normally range from $35 to $60 per month. The student’s age, the medical maximum together with the deductible option affect the policy’s premium. If organized sports or hazardous sports coverage is also required, premiums may increase.

Your University Admissions Office may be able to help you find the suitable plans that meet the University’s specifications. You can also do your own research through the web to find the most cost-effective rates and plans suitable for your needs. Compare and contrast plans online and find a plan that is reasonably priced and meets your requirements.

About the author

Ray Sondeo often writes about health and travel insurance.