Everyone wants to get cheaper car insurance but it seems that more and more people are paying over the odds. Following these few simple tips and hints you can get cheaper car insurance! For a great quote contact Fingal Insurance Brokers
1. Shop Around
When renewing your policy ensure that you shop the market for the best deal around. Do however make sure that you are comparing like for like cover! Although some policies may be cheaper they may in fact be offering less cover than other policies may give. You dont want to have a claim and realise that you are not protected.
2. Protect your bonus
It may cost a little bit extra but this can be invaluable in the event of a claim. That little bit pales in comparison to the 50/60% no claims discount you may loose where a claim to occur! But the definition of a protected no-claims bonus can vary widely between insurers. Though accidents caused by another driver will normally have no impact on such a bonus, those caused by the insured could.
3. Increase your voluntary excess
Increase your voluntary excess. Agreeing to pay more towards the cost of any accident repairs will bring down premiums. If you are not at fault in an accident, the excess can be recovered.
4. Avoid adding young or inexperienced drivers to your policy
As we all know having a young driver drives up the price of your insurance. However it may turn out to be a false economy as they will not gain a no claims bonus in the long run.
5. Look at where your policies are
Some insurers offer discounts if the client has more than one policy with the same insurance company.
6. Look at your cars security
If your car is fitted with an alarm or an immobiliser your insurance company may reduce your premium
7. Over night location
Some insurers will offer a discount if the car covered is kept in a locked garage rather than on an a road
looking for cheap car insurance? why not contact Fingal Insurance Brokers?
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Everyone wants to get cheaper car insurance but it seems that more and more people are paying over the odds. Following these few simple tips and hints you can get cheaper car insurance