Besides inpatient coverage, a health insurance policy chosen should have pre- and post-hospitalization coverage, maternity coverage, critical illness cover and many other benefits. Another important aspect that is found useful by the Indian population is the facility of Cashless Hospitalization in network hospital. Apollo Munich brings cost-effective products for Indian customers.
There is no doubt that in India; millions of people belong to middle section of society. These people are always trying to curtail their expenditure. In this attempt of cost cutting, they look for affordable health insurance products. There is no harm buying such products, but one should keep in mind that compromising with the quality, just for sake of few rupees is not advisable. An individual should search for a health insurance policy that comes with wide coverage else he/she might end up paying medical expenses from his/her pocket.
Besides inpatient coverage, a health insurance policy chosen should have pre- and post-hospitalization coverage, maternity coverage, critical illness cover and many other benefits. There are products that bring along with them several facilities, such as Healthline etc. This facility is deemed to be much useful in seeking second opinion and doctor’s consultation on a phone call.
Another important aspect that is found useful by the Indian population is the facility of Cashless Hospitalization in network hospital. One should check out that insurer has sufficient number of hospitals in its network. Using this facility, a policy holder is able to avail treatment in network hospital without any financial anxiety, as the insurance company directly settles the medical bills to the hospital. There is no need to raise health insurance claim for the money spend on treatment of covered peril in network hospital.
Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, brings cost-effective products for Indian customers. All its products are well thought and designed; looking into healthcare needs of a person. These products come with wide coverage limits. The recent survey showed that Apollo Munich offers best products. Three of its products got 5 star rating in a survey conducted on Indian health insurance products, which were compared on basis of products’ features and price.
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I am a business writer with keen interest in writing on finance products, especially on Insurance.