Potholes are a common nuisance to all drivers and the effects they can have on the suspension, bodywork and general running of a car is costing drivers a considerable amount of money in car insurance claims.

There are around 1.5 million potholes in the UK at the moment and the adverse weather conditions have not made things any easier. The rain and snow that we have all had throughout the country has meant the potholes have become harder to see and many people are falling victim.

Last February, there were 700 claims that were related to potholes. However, this number has almost tripled to 2000 claims and insurance companies are urging all drivers to take extra care on the roads whilst the weather is bad and accidents are more common.

Insurance claims can be costly, not to mention losing your no-claims bonus on your policy. Saving money is a common theme over the past 18 months and ensuring you have the best car insurance policy is vital. With a range of options available to us, we should ensure we explore all possibilities to find the best deals.

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Switching providers can save you hundreds of pounds. Research that has been conducted shows that 85% of people would switch for a £75 saving although 19% of drivers will renew their insurance policy without even looking around and this is foolish as there are huge savings to be made.

Just remember that even though your policy may have been a fantastic deal a year ago, it may be just an average deal now as each insurer tries to outdo the other to make their deals the best. Brand loyalty is not as common as it used to be as customers look to save money, don’t be the only one to miss out on important savings.

The ability to compare car insurance means finding the best deals is easy. Consider your options when choosing your car insurance and as prices continue to rise anything we can do to minimise insurance costs should be taken advantage of.