You can save on your auto insurance by making sure you get all the auto insurance discounts you qualify for. Here are the biggest money savers:

Auto Insurance Discounts

Multi-Policy Discount – Insure your auto and home with the same company to get this discount.

Multi-Vehicle Discount – If you have more than one vehicle to insure, insure them with the same company.

Good Driver Discount – If you’ve had no tickets or accidents for three years, most insurance companies will give you a discount.

Good Student Discount – Insurance is always more expensive for teenagers and young adults, but they can get a discount if they’re full-time students with good grades.

Driving School Discount – Some insurance companies give discounts to drivers under age 25 who complete a state approved driver’s education class.

Low Mileage Discount – You may be eligible for a discount if you drive less than 10,000 miles per year or if you carpool regularly.

Safety Features Discount – Many companies give discounts if your auto has features such as automatic seat belts and air bags. You may also get a discount if it has anti-lock brakes.

Anti-Theft Devices Discount – Most companies give auto insurance discounts if your car is equipped with a burglar alarm. The discount may be higher if the alarm arms itself automatically when you turn off your car.

Safe Vehicle Discount – If your car is considered a “safe car,” you may qualify for additional discounts. Safe cars are cars that are statistically safer because of their design and safety features.

Profession Discounts – Some insurance companies give discounts to people in certain professions who are considered to be safer drivers, such as engineers, scientists, and teachers. Other companies give discounts to active and retired members of the military.

Senior Citizens Discount – Many auto insurance companies give discounts to drivers over age 55.

Bottom Line

To get the absolute best rate on your auto insurance, go to an insurance comparison website where you can compare rates. Choose one with an online chat feature so you can ask their insurance professional if there are any more discounts you could qualify for. (See link below).

Visit or click on the following link to get auto insurance discounts and quotes from top-rated companies and see how much you can save. You can also get more insurance tips there.

About the author

The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on auto insurance discounts.