The best health insurance plan can be chosen on basis of healthcare needs, as a plan satisfying all needs of a person turns out to be the best plan. One should also keep in mind that the plan chosen should offer sufficient coverage to all basic health needs. One such plan is Maxima, India’s first 360 degree plan brought by Apollo Munich.
Every person wants to have the best-in-class products with best facilities and therefore, best health insurance products are most sought after by the Indian citizens. The description for the word ‘best’ may vary from one person to another. Therefore, the policy that is best for one may not be for the other individual. It is one of the common errors made by patrons, while choosing the best health insurance. People purchase the same product that is used by their friends or relatives, ignoring their personal or family health needs.
An ideal means to choose the best health or medical insurance is to pick up a plan based on their healthcare needs. It is believed that a plan quenching all needs of an individual seems to be the best plan. a person should compare these insurance products on basis of the allied terms–Copayment, Deducible, Coverage Limit, Exclusion, Features, Waiting period, Benefits, Facilities, etc. If a plan is chosen, keeping all these points in mind, it ends up with the right choice.
Another point that a person should keep in mind that the plan chosen should offer sufficient coverage to all basic health needs. Currently, there is a variety of health insurance products that are designed for both inpatient and outpatient coverage, thus quenching all medical needs of a person.
One such comprehensive health insurance policy is Maxima, India’s first 360 degree plan brought by Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health. The company has brought this plan to offer complete medical coverage to an insured. A person buying Maxima gets coupons for consultation, pharmacy costs, diagnostic tests, health check-up etc.
About the author
I am a business writer with keen interest in writing on finance products, especially on Insurance.